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Years of Dishonesty
Formerly known as Unum Provident Company, Unum is one of the oldest and largest insurance providers in the world, offering various types of insurance to 25 million people.
Some of those policyholders have learned what a multi-state investigation concluded in 2004: that Unum deliberately denied legitimate insurance claims as a business tactic, even going so far as to offer incentives to its employees to dismiss claims that should have been paid to policyholders. California’s insurance commissioner at the time called Unum an “outlaw company” that operates in an “illegal fashion.”
If you’ve been a victim of this scheme, contact our office for a free consultation to discuss your legal rights and options.
Was Your Claim Denied Unfairly?
Unum’s business practices have damaged the lives of hard-working Americans who were denied the help they depended on when they needed it the most. Many were pushed into serious financial hardship making ends meet when hit with costs their insurance company should have paid.
Unum and its subsidiaries might offer the following reasons for denying a claim:
- Failure to disclose a pre-existing condition
- Failure to provide proper documentation on time
- Your condition is not a covered disability
- The procedure you need is “elective” or “experimental”
There is a Solution
Fortunately, many of these wrongs have been righted through legal action filed against Unum by lawyers representing victimized policyholders. Those who were willing to take a stand have forced Unum to pay millions of dollars in fines and reconsider more than 200,000 claims that were rejected.
Additionally, affected policyholders can win not only the payments they were wrongfully denied, but additional compensation for their hardship as well.
If you’ve been unfairly denied a claim by Unum or its subsidiaries, contact us today to speak with a lawyer about your rights. Unlike your insurance provider, our lawyers will stand with you through the entire process.