Denied Claims Blog
After Insurance Denial, Family Turns to the Media
December 16, 2016
The unjust denial of a claim can be a frustrating time for a family already suffering through an illness. But one family in Central Florida took their frustration to their local TV station.
Skip Stearn was diagnosed with stage IV lung cancer and was counting on a disability insurance policy he had paid into as his family’s only source of income. Then Mutual of Omaha denied his claim, arguing that his cancer could have been a pre-existing condition.
Fighting Claim Denial – and Winning
Stearn and his wife, Jill, tried to fight the denial on their own, sending test results and doctor reports proving the cancer was not pre-existing. But it was all to no avail. That’s when they realized their fight needed some back-up.
The Stearns, struggling to pay bills, called a local Orlando TV station to help with their battle. The station’s “Action 9” segment called Mutual of Omaha on behalf of the couple. A week later, the claim was approved, although the company declined to comment on the air regarding its sudden about-face.
The station spoke to an insurance attorney who said claim denials are extremely common because employer-backed disability policies are so difficult to appeal.
Help Can Come in Many Forms
The Stearns were lucky to have a TV station on their side. But not everyone will be so lucky. It’s difficult to get the money you were counting on when you have to navigate through a complicated bureaucracy while already fighting an illness. This is not a fight you have to take on by yourself. A lawsuit can get you the funds you deserve.
Contact us today to speak with an attorney who has experience dealing with the conglomerates that think they can push you around. We know the best ways to navigate the insurance bureaucracies, and we will stand up to your insurer to seek what you deserve.