Denied Claims Blog
Persistence Pays Off
August 23, 2013
When your insurance claim is denied, it doesn’t end there. You have the right to appeal that decision, and you can enlist the help of an attorney to help you get what you deserve if you choose to do so. That’s what we do.
Some might say that it is not worth putting up a fight, or they may feel that it is impossible to successfully take on a huge insurance company. But that is simply not true.
Here is a recent example that proves that it pays to not back down to your insurer.
Big Victory for Missouri Policy Holders
When Missouri residents feel they have been treated unfairly or shortchanged by their insurance company, they can file a complaint with the Department of Insurance. Similar departments can be found in other states.
A plurality of these complaints in Missouri – 31% of them — pertain to health insurance claims. The most common complaint is a denied claim, followed by processing delays and unsatisfactory offers.
Filing complaints with the state yielded $10.1 million in additional insurance payments for state residents in only the first six months of 2013. This is money these people were owed but not paid by their insurance company, which only gave in once the government became involved.
These people can certainly rest a bit happier knowing they made the right decision by not simply giving up when their insurance company said “no.”
The Legal Route
Unfortunately, getting the money to which you are entitled is not always as simple as filing a formal complaint with a state agency. Sometimes it takes a lawsuit. Companies like Unum, Cigna, Standard and others unfortunately have a history of not paying policyholders unless a settlement or verdict forces them to do so.
Contact us today to speak with an attorney who routinely handles denied insurance claims cases. We know the ins and outs of insurance law, and we know how to stand up to your insurer to seek what you deserve.