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Denied Claims Blog
September 2, 2013
After Insurance Denial, Family Turns to the Media
The unjust denial of a claim can be a frustrating time for a family already suffering through an illness. But one family...
August 23, 2013
Persistence Pays Off
When your insurance claim is denied, it doesn’t end there. You have the right to appeal that decision, and you can enlist the help of an attorney to help...
June 6, 2013
A Look at the Winners and Losers
They don't call it the insurance business for nothing. And it is undeniably a business -- a big business. The health insurance industry includes about...
April 29, 2013
One Word That Could Cost You Thousands of Dollars
Lee Barrows' husband was treated at a Connecticut hospital. He stayed there for 5 days before being transferred to nursi...
A Widespread Problem
The unscrupulous practice of putting profit over human health is nothing new for Unum, the world’s largest provider of disability insurance. A 2004 investigation determined the practice began as early as 1994, and a CBS 60 Minutes report revealed the company established a quota for denied claims and actually offered incentives to employees who denied valid claims from policyholders.
Thanks to court actions, Unum has been hit with stiff penalties, forced to reassess denied claims and ordered to pay back some of the policyholders who were wrongly denied service.
While Unum is particularly notorious for such behavior, it is not the only company that has wrongly denied benefits to policyholders. Any company that engages in such activity should be held accountable.
Pick Up the Phone
If you’ve been unfairly denied benefits to which you are entitled by your insurance company, you owe it to yourself to speak with a lawyer at the Unum Law Group. Unlike your insurance provider, they will stand beside you in your time of need and fight for the compensation you deserve.
Has Your Insurer Unfairly Denied Your Claim?
Insurance giants like Unum are obligated under the law to deal with their policyholders fairly and openly. Instead, in some instances they have knowingly denied valid claims submitted by those in need, boosting their bottom line at the expense of the policyholders who trusted them.
The misdeeds of companies like Unum have cost Americans millions of dollars, forcing some into desperate financial situations as they pay for vital services their insurance company should have covered.
No one victimized by their insurance provider in such a way should remain silent. Legal action may be the only way for you to recover what is rightfully yours.
Was Your Claim Unfairly Denied?
By law, your provider is required to inform you in writing if your claim is denied and inform you of your options. They are also required to state the reason for denying the claim.
- Your failure to disclose a pre-existing condition
- Failure to provide proper documentation on time
- Your ailment is not a “covered” disability
- Your procedure is “elective” or “experimental”
These are among several reasons that can be successfully challenged in court by our experienced lawyers. Our lawyers are familiar with insurance law, and they will sit with you to determine your best option. Each situation is different.